Lower expense Vanguard share class change

In a continued effort to assist you in meeting your retirement goals, the City of Scottsdale Benefits Coordinating Committee is pleased to announce that effective on March 16, 2021, the Vanguard Target Date Funds within your 457(b) Deferred Compensation Plan will automatically convert from the old "Investor" share class to the new "Institutional" share class further lowering the underlying mutual fund management expense ratios. Please refer to the Participant Notice posted to your internal employer website for additional information.

Before investing, please consider the fund’s investment objectives, risks, and charges and expenses carefully. The fund prospectus contains this and other important information about the investment company. Download a fund prospectus from the Plan website, or request a copy by phone at 1-855-826-5400. Read the prospectus carefully before investing.
  
Investing involves market risk, including possible loss of principal. No investment strategy or program can guarantee a profit or avoid loss. Actual results will vary depending on your investment and market experience.

Nationwide Retirement Specialists cannot offer investment, tax or legal advice.

NRW-7178AZ-SD
NRW-7178AZ-SD
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